All memberships (Ride, Race, Race+, Collegiate, etc.) with USA Cycling grants you access to America's largest cycling club along with discounts on cycling products and services that provide value far greater than the annual fee. For a member to get access to a Race License, you need to purchase either a Race, Race+, International, or Collegiate membership to also get you access to over 2,000 sanctioned competitive events every year.

In the simplest terms, Ride memberships give you access to Spot Insurance but no access to races, while a Race membership gives you access to races but no Spot Insurance. If you'd like access to both, you would choose the Race+ membership.

Both Ride and Race+ Memberships include Spot Injury Insurance for cyclists. Spot covers up to $25,000 of medical expenses if you are suddenly injured on the bike in the US, and US territories. Be it training, touring, commuting, e-biking (up to 750 watt e-bike), etc., on or off-road, you are covered with absolutely no deductible, per accident. Your plan works whether you have health insurance or not, and with any existing insurance plans you may have. Race+ members are also covered with the the enhanced Spot Injury Insurance with zero deductible coverage when participating in USA Cycling sanctioned races.

Once you become a USA Cycling member or racer, you'll receive login credentials to the member benefits area of our website. There you'll find the full array of partner services and products exclusively available to you, as well as how you can unlock them.

No, if you would like to race consider either the Race or Race+ membership.